Backpacker
Listed below is a summary of the benefits and entitlements of a Backpacker policy.
| Age Limit | 39 | Winter Sports Cover | Optional | |
|---|---|---|---|---|
| Dependent Children Age Limit | Not applicable | Winter Sports Equipment | £500 | |
| Trip Duration | Up to 365 days | Winter Sports Hire | £300 | |
| Cancellation | £1,500 | Winter Sports Pack | £300 | |
| Curtailment | £1,500 | Piste Closure | £300 | |
| Emergency Medical Expenses | £2 million | Scuba Diving Equipment / Diving to 50 metres | Optional | |
| Emergency Dental Treatment | £350 | Scuba Diving Equipment | £1,000 | |
| Funeral Expenses Abroad | £1,000 | Single Item Limit | £300 | |
| Additional Hospital Benefit | £25/24 hrs. £300 max | Equipment Hire | £300 | |
| Mugging | £100/24 hrs. £1,000 max | Inability to dive | £25/24 hrs £250 max | |
| Personal Accident | £15,000 | Sports & Activities Level 1 | Included | |
| Death Benefit | £5,000 | Sports & Activities Level 2 | Optional | |
| Baggage & Personal Belongings | £1,000 | Financial Failure Protection | £1,500 | |
| Single Item Limit | £150 | Collision Damage Waiver Excess | Optional | |
| Total Valuables Limit | £200 | Accidental Damage Excess Reimbursement | £1,500 | |
| Delayed baggage (after 24 hrs) | £150 max | Rental car key cover | £500 | |
| Cash & Documents | £150 | Catastrophe Cover | £250 | |
| Cash Limit | £100 | Volcanic Eruption Cover | £25/24 hrs £100 max | |
| Loss of Passport / Driving Licence | £250 | Trip Abandonment (after 24hrs) | £1,000 | |
| Personal Liability | £1 million | Additional travel and accomodation | £1,000 | |
| Legal Expenses | £5,000 | Enjoy Services | Included | |
| Business Travel / Work Abroad | Optional | Policy Excess | £75 |
